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06.18.14
SEC Approves FINRA Public Offering Rules

Goodwin Procter:  SEC Approval of Amendments to FINRA Corporate Financing Rules Will Reduce Burdens on Parties in Public Offerings

06.17.14
Goodwin Procter Financial Services Alert - June 17, 2014

Goodwin Procter Financial Services Alert, includes updates on SEC, Federal Reserve and OCC.

06.10.14
Goodwin Procter Financial Services Alert – June 10, 2014

Goodwin Procter Financial Services Alert includes updates on CFPB, Federal Reserve, Senate Hearings and recent TILA litigation.

06.05.14
SEC Brings Administrative Proceedings Against NYSE

Dechert ONPOINT:  SEC Brings Settled Administrative Proceedings Against NYSE Relating to Informational Advantages, Electronic Trading and Other Matters

06.05.14
California Issues Advertising Requirements

Alt & Associates:  California Requirements for Commercial Websites

06.04.14
CFPB Testifies on Student Loans

CFPB:  Written Testimony of Rohit Chopra before the Committee on the Budget

06.04.14
SEC v. Citigroup Yields New Consent Decree Standard

Venable:  SEC v. Citigroup: A New Standard for Reviewing Consent Decrees

06.03.14
Goodwin Procter Financial Services Alert – June 3, 2014

Goodwin Procter Financial Services Alert, includes updates on FDIC, FinCEN, and SEC.

06.02.14
Second Circuit Clarifies Removal Under Class Action Fairness Act

K&L Gates:  Winding the Removal Clock: The Second Circuit Clarifies the Deadline for Removal Under the Class Action Fairness Act

05.28.14
K&L Gates: Individual Liability in CFPB Enforcement Proceedings

CFPB Stance on Individual Liability

05.27.14
Goodwin Procter Financial Services Alert – May 27, 2014

Goodwin Procter Financial Services Alert includes updates on National Futures Association and Credit Suisse.

05.27.14
Goodwin Procter Consumer Financial Services Alert – May 27, 2014

Goodwin Procter Consumer Financial Services Alert includes updates on CFPB and state action in New York and Illinois.

05.23.14
CFPB Rulemaking Agenda

CFPB:  Spring 2014 Rulemaking Agenda

05.22.14
CFPB Publishes Supervision Report

CFPB:  CFPB Supervision Report Highlights Risky Practices In Nonbank Markets

05.21.14
Thomson Reuters: Internal Audit & Whistleblowing: Beware of Stumbling Blocks

Thomson Reuters Analysis of Whistleblowing and Internal Audit Requirements

05.20.14
Goodwin Procter Financial Services Alert – May 20, 2014

Goodwin Procter Financial Services Alert includes updates on SEC, Federal Reserve and CFTC.

05.20.14
CFPB Examines Impact of Medical Debt on Credit Scores

CFPB:  CFPB Study Finds Medical Debt Overly Penalizes Consumer Credit Scores

05.16.14
K&L Gates: Fannie Mae and Freddie Mac Revise Servicing Transfer Requirements

GSEs Revise Servicing Transfer Requirements 

05.13.14
Goodwin Procter Consumer Financial Services Alert – May 13, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, FSOC and recent industry litigation.

05.13.14
Goodwin Procter Financial Services Alert – May 13, 2014

Goodwin Procter Financial Services Alert, includes updates on IRS and FinCEN.

05.12.14
Venable Discusses Repurchase Demands

Venable:  Strategies for Handling Mortgage Repurchase Demands

05.12.14
VA QM Rule

K&L Gates:  VA Issues Interim Final Rule Defining Qualified Mortgages

05.07.14
Mortgage Challenges Facing Older Americans

CFPB Spotlights Mortgage Debt Challenges Faced By Older Americans

05.07.14
Fair Lending Issues in Mortgage Servicing

Goodwin Procter:  Fair Servicing – Regulators watch for discrimination by servicers

05.06.14
SEC Issues Guidance on investment Adviser Advertising

Dechert OnPoint:  SEC Issues Guidance Update on Social Media Commentary in Investment Adviser Advertising

05.06.14
Goodwin Procter Quarterly Financial Services Alert

Goodwin Procter Quarterly Financial Services Alert includes financial services developments from February through April.

05.06.14
CFPB Rules on Privacy Disclosures

CFPB Proposes Rule to Promote More Effective Privacy Disclosures

05.05.14
CFPB Fair Lending Report

K&L Gates:  CFPB Releases Fair Lending Report to Congress

05.02.14
Goodwin Procter: SEC’s Inspection Chief Cites Fee and Expense Deficiencies in the Private Equity Sector

SEC Finds Deficiencies in Private Equity Sector

05.01.14
CFPB Rolls Out Tool to Help Foster Children with Credit Reporting

CFPB Releases Tools To Protect Foster Care Children From Credit Reporting Problems

05.01.14
CFPB Adjusts QM and Servicing Rules

Alt & Associates:  CFPB Proposes Minor Changes to Mortgage Rules

04.29.14
Goodwin Procter Consumer Financial Services Alert – April 29, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, UDAAP and TILA.

04.29.14
SEC Guidance on Endorsements on Social Media

K&L Gates Legal Insight:  SEC Staff Addresses Third-Party Endorsements of Investment Advisers on Social Media Websites

04.29.14
Goodwin Procter Financial Services Alert – April 29, 2014

Goodwin Procter Financial Services Alert, includes updates on OCC and SEC

04.28.14
CFPB Publishes Semi-Annual Report

CFPB:  Semi-Annual Report Spring 2014

04.25.14
CFTC Final Rules on Uncleared Swaps

K&L Gates Legal Insights:  Protection of Collateral for Uncleared Swaps—the Importance of Initial Margin Segregation

04.23.14
SEC OCIE Cybersecurity Inititative

ReedSmith:  THE SEC DROPS ANOTHER SHOE: The OCIE Cybersecurity Initiative

04.22.14
SEC Plans Cybersecurity Examinations

Dechert OnPoint:  SEC Staff to Conduct Broker-Dealer and Investment Adviser Examinations Focused on Cybersecurity

04.22.14
Goodwin Procter Financial Services Alert – April 22, 2014

Goodwin Procter Financial Services Alert, includes updates on SEC, OCC and Basel.

04.15.14
Goodwin Procter Consumer Financial Services Alert – April 15, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, FTC, and recent litigation.

04.15.14
Goodwin Procter Financial Services Alert – April 15, 2014

Goodwin Procter Financial Services Alert, includes updates on FINRA, Federal Reserve, OCC, and FFIEC.

04.14.14
CFTC Regulation on Recordkeeping Expires

Bingham:  CFTC Reg 1.35 to Become Effective on May 1 and CFTC Held Roundtable on April 3

04.08.14
Goodwin Procter Financial Services Alert – April 8, 2014

Goodwin Procter Financial Services Alert, includes updates on Basel, FFIEC, SEC and CFTC.

04.07.14
SEC Cybersecurity Agenda

Reed Smith:  The SEC Cybersecurity Roundtable:  Indicator of Things to Come?

04.07.14
Expansion of FCRA

K&L Gates Legal Insight:  Beyond Credit Reporting: The Extension of Potential Class Action Liability to Employers under the Fair Credit Reporting Act

04.02.14
Dechert Volcker Rule Analysis

Dechert:  The Volcker Rule - Commentary and Analysis 

04.01.14
Federal Reserve Paper on Asset Quality in Subprime MBS

Federal Reserve Bank of Atlanta:  The Effect of Large Investors on Asset Quality: Evidence from Subprime Mortgage Securities

04.01.14
Goodwin Procter Consumer Financial Services Alert – April 1, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, FTC, and recent litigation.

04.01.14
Venable Business News Digest – April 1, 2014

Venable Business News Digest, includes updates on cybersecurity, whistleblower litigation, SEC, CFPB, and FCPA enforcement.

04.01.14
Goodwin Procter Financial Services Alert – April 1, 2014

Goodwin Procter Financial Services Alert, includes updates on FinCEN, Federal Reserve, and SEC.

03.25.14
Executive Orders Against Russia

Venable:  Ukraine Sanctions: Now There Are Three

03.25.14
Swap Sanctions Across US, EU and Russia

Dechert ONPOINT:  US, EU and Russia Swap Sanctions

03.25.14
Goodwin Procter Financial Services Alert – March 25, 2014

Goodwin Procter Financial Services Alert, includes updates on the Federal Reserve, OCC, FINRA and SEC.

03.20.14
UK Passes New Legislation for Tax Treatment and Hybrid Debt

Willkie Farr & Gallagher:  UK Government Announces New Legislation – Solvency II Compliant Insurance Hybrid Debt – UK Tax Treatment

03.20.14
Goodwin Procter ERISA Litigation Update

Employee Retirement Income Security Act Update

03.18.14
Fitch Ratings Releases QM Criteria

K&L Gates Consumer Financial Services Watch:  Non QM Lending Facilitated by New Fitch Ratings Criteria

03.18.14
Goodwin Procter Financial Services Alert – March 18, 2014

Goodwin Procter Financial Services Alert, includes updates on DOL, SEC, and CFTC.

03.18.14
Goodwin Procter Consumer Financial Services Alert – March 18, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, FTC and recent litigation surrounding the Electronic Fund Transfers Act.

03.14.14
K&L Gates Analyzes Impact of Federal Rule of Civil Procedure 68

K&L Gates Legal Insight:  To Offer or Not to Offer: Post Genesis, Uncertainty Continues Regarding the Impact of Rule 68 Offers of Judgment in the Class Action Context

03.11.14
Goodwin Procter Financial Services Alert – March 11, 2014

Goodwin Procter Financial Services Alert, includes updates on FINRA, OCC, Federal Reserve, FDIC, SEC and CFTC.

03.05.14
K&L Gates: Lessons Learned from CFPB Enforcement to Date

K&L Gates:  We’ve Only Just Begun ─ Lessons From the CFPB’s First 35 Enforcement Cases

03.04.14
Goodwin Procter Consumer Financial Services Alert – March 4, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, Congresswoman Waters and mortgage rules.

03.04.14
Goodwin Procter Financial Services Alert – March 4, 2014

Goodwin Procter Financial Services Alert, includes updates on OCC, Federal Reserve, FINRA and SEC

02.25.14
Goodwin Procter Financial Services Alert – February 25, 2014

Goodwin Procter Financial Services Alert, includes updates on SEC, FinCEN and FINRA.

02.25.14
K&L Gates: Global Government Solutions 2014 Annual Outlook

K&L Gates 2014 outlook provides insight into a variety of domestic and international issues.

02.18.14
Goodwin Procter Financial Services Alert – February 18, 2014

Goodwin Procter Financial Services Alert, includes updates on SEC, Federal Reserve and OCC

02.18.14
Goodwin Procter Consumer Financial Services Alert – February 18, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on CFPB, Federal Reserve, and OCC.

02.18.14
Dykema: Cybersecurity Framework “Best Practices” Released: What You Need to Know

Cybersecurity Framework Analysis

02.18.14
Venable Examines Cybersecurity Framework

Venable:  NIST Releases Framework for Improving Critical Infrastructure Cybersecurity

02.14.14
Dechert OnPoint: EMIR FX Forward Reporting Delayed as ESMA Asks European Commission to Clarify Derivatives Definition

ESMA Requests Clarification of Derivatives Definition

02.11.14
Goodwin Procter Financial Services Alert – February 11, 2014

Goodwin Procter Financial Services Alert, includes updates on SEC and Federal Reserve.

02.04.14
Goodwin Procter Consumer Financial Services Alert – February 4, 2014

Goodwin Procter Consumer Financial Services Alert includes updates on CFPB and FinCEN.

02.04.14
Goodwin Procter Financial Services Alert – February 4, 2014

Goodwin Procter Financial Services Alert includes updates on OCC, CFTC, FDIC, OCC and SEC.

02.03.14
2013 Consumer Financial Services Highlights

K&L Gates:  Consumer Financial Services Group Highlights of 2013

01.27.14
SEC Publishes Guidance on Rule 506

Dechert OnPoint:  SEC Staff Issues Interpretive Guidance on Recently Adopted Amendments to Rule 506 Addressing General Solicitation and Bad Actors

01.27.14
2013 Review of Insurance Trends and Developments

Willkie Farr & Gallagher:  Insurance Transactions and Regulations

01.24.14
Treasury Settles Sanction Violations

Dechert OnPoint:  Two Non-U.S. Banks Agree to Pay Penalties Totaling $160 Million for Violations of U.S. Sanctions Laws Resulting from Omnibus Account and Related Services

01.24.14
CFTC Proposed Rules on Futures and Swaps

Dechert OnPoint:  CFTC Proposes New Position Limits for Futures, Options, and Swaps and Amended Aggregation Requirements

01.24.14
2014 CFPB Regulatory Outlook

Venable:  What to Look for in 2014 – CFPB Regulatory Outlook

01.23.14
Volcker Rule Analysis

Bingham Legal Alert:  Volcker Rule: Compliance Program, Reporting, and Recordkeeping Requirements

01.21.14
Goodwin Procter Financial Services Alert – January 21, 2014

Goodwin Procter Financial Services Alert, includes updates on the Federal Reserve, SEC and FINRA.

01.21.14
Goodwin Procter Consumer Financial Services Alert – January 21, 2014

Goodwin Procter Consumer Financial Services Alert, includes updates on the CFPB, FTC, and recent court rulings.

01.20.14
Financial Regulators Implement Dodd-Frank Diversity Standards

K&L Gates Legal Insight:  Federal Financial Regulatory Agencies Poised to Implement Diversity Standards

01.14.14
Goodwin Procter Financial Services Alert – January 14, 2014,

Goodwin Procter Financial Services Alert, includes updates on Volcker Rule and JPMorgan Chase Settlement.

01.14.14
Finalized Volcker Rule Regulations

Bingham:  Final Volcker Rule Regulations: Securitizations and Other Structured Transactions

01.07.14
Goodwin Procter Consumer Financial Services Alert – January 7, 2014

Goodwin Procter Consumer Financial Services Alert includes updates on the CFPB and DOJ.

12.30.13
Goodwin Procter Financial Services Alert – December 30, 2013

Goodwin Procter Financial Services Alert includes updates on the Volcker Rule, FINRA, the Federal Reserve and FDIC.

12.23.13
Goodwin Procter Consumer Financial Services Alert – December 23, 2013

Goodwin Procter Consumer Financial Services Alert includes updates on the CFPB, FFEIC, HUD and FHA.

12.23.13
CFPB and DOJ Issue Fair Lending Consent Order

Goodwin Procter Client Alert:  CFPB and DOJ Enter Into First Joint Fair Lending Consent Order with Indirect Auto Finance Company

12.23.13
Goodwin Procter Financial Services Alert – December 23, 2013

Goodwin Procter Financial Services Alert includes updates on SEC, Volcker Rule, Federal Reserve, FDIC and OCC.

12.19.13
Goodwin Procter Financial Services Alert – December 17, 2013

Goodwin Procter Financial Services Alert includes updates on the Volcker Rule, Federal Reserve, and SEC.

12.19.13
Dechert Financial Services Quarterly Report

Dechert Financial Services Quarterly Report for the Fourth Quarter 2013, including updates on mutual funds, insider trading, electronic trading and portfolio managers.

12.14.13
Volcker Rules Finalized

ReedSmith Client Alert:  “Volcker Rule” Regulations Finally See The Light Of Day 

12.12.13
CFPB Issues Final RESPA, TILA Disclosure Rules

K&L Gates:  The Wait is Over. The Anxiety Begins. The CFPB Issues its Final Rule to Combine RESPA and TILA Mortgage Disclosures

12.11.13
Final Volcker Rule Adopted

Bingham Legal Alert:  Regulators Adopt Final Volcker Rule Regulations

12.11.13
Federal Reserve and OCC Guidance on Outsourcing Risks

BuckleySandler InfoBytes:  Federal Reserve Board Guidance on Managing Outsourcing Risks Mirrors Recent OCC Guidance

12.10.13
Goodwin Procter Consumer Financial Services Alert - December 10, 2013

Goodwin Procter Consumer Financial Services Alert for December 10, 2013. Includes coverage on the CFPB, FinCen, Federal Reserve and recent litigation.

12.10.13
Goodwin Procter Financial Services Alert - December 10, 2013

Goodwin Procter Financial Services Alert for December 10, 2013. Includes coverage on the Volcker Rule, FinCEN, Federal Reserve, SEC and CFTC.

12.03.13
Goodwin Procter Financial Services Alert – December 3, 2013

Goodwin Procter Financial Services Alert for December 3, 2013. Includes coverage on the Financial Stability Board and recent litigation.

11.26.13
Goodwin Procter Consumer Financial Services Alert – November 26, 2013

Goodwin Procter Consumer Financial Services Alert for November 26, 2013, including updates on the CFPB, OCC, and FDIC.

11.26.13
Goodwin Procter Financial Services Alert – November 26, 2013

Goodwin Procter Financial Services Alert for November 26, 2013, including updates on the SEC, FDIC, OCC and Federal Reserve.

11.19.13
Goodwin Procter Financial Services Alert – November 19, 2013

Goodwin Procter Financial Services Alert for November 19, 2013, including updates on the OCC and SEC.

11.12.13
Goodwin Procter Consumer Financial Services Alert

Goodwin Procter Consumer Financial Services Alert – November 12, 2013, includes updates on CFPB, OCC, and FHFA

11.12.13
Goodwin Procter Financial Services Alert

Goodwin Procter Financial Services Alert – November 12, 2013, includes updates on OCC, CFTC, SEC and FDIC

11.07.13
Davis Polk Dodd-Frank Progress Report

Davis Polk's Progress Report on Dodd-Frank Rulemakings in November 2013.

11.07.13
Bloomberg Government Dodd-Frank Highlights

Bloomberg Government's Dodd-Frank Highlights for October 2013

11.07.13
Goodwin Procter Financial Services Alert - Quarterly Review

Goodwin Procter's Quarterly Review of Financial Services Alerts from the Third Quarter of 2013

10.30.13
CFPB Publishes Student Loan Report

Goodwin Procter Consumer Financial Services:  CFPB Issues Report on Private Student Loan Payment Processing

10.30.13
CFPB Publishes Guidance on Mortgage Servicing Rules

Goodwin Procter Consumer Financial Services:  CFPB Releases Guidance on Mortgage Servicing Rules

10.30.13
CFPB Publishes Procedures for Remittance Transfer Rules

Goodwin Procter Consumer Financial Services:  CFPB Releases Examination Procedures for Remittance Transfer Rule

10.30.13
Regulators Release Statement on Fair Lending Implications in the Ability to Repay Rule

Goodwin Procter Consumer Financial Services:  Federal Regulators Issue Statement on Fair Lending Compliance and the Ability-to-Repay and Qualified Mortgage Rules

10.29.13
Goodwin Procter Consumer Financial Services Alert

Goodwin Procter Consumer Financial Services Alert – October 29, 2013, includes updates on CFPB and HUD regulations.

10.27.13
Goodwin Procter Publishes Employee Benefits Update

Goodwin Procter Financial Services Alert:  Employee Benefits Update: IRS and DOL Guidance Clarifies Post-DOMA Questions

10.27.13
Alt & Associates Newsletter

Alt & Associates Newsletter:   Qualified Mortgage Definition and Fair Lending Violations

10.27.13
FINRA Requests Comment on Membership Applications

Goodwin Procter Financial Services Alert:  FINRA Requests Comment on Revised Proposed Rules Governing Membership Applications

10.27.13
FDIC Issues Letter on Interest Rate Risk Management

Goodwin Procter Financial Services Alert:  FDIC Issues Guidance Concerning Management of Market Risk in a Challenging Interest Rate Environment

10.18.13
SEC Sanctions Adviser over ETF Trades

Goodwin Procter Financial Services Alert:  SEC Sanctions Adviser, Affiliated Broker-Dealer and Their Owner Over Class A Share Purchases and Commissions Paid on ETF Trades

10.18.13
SEC Issued a National Exam Program Risk Alert

Goodwin Procter Financial Services Alert:  SEC Staff Issues Guidance Regarding Compliance with Limitations on Participation in Follow-On and Secondary Offerings Imposed on Short Sellers by Rule 105 of Regulation M

10.18.13
CFPB Brings HMDA Enforcement Action in Massachusetts

Goodwin Procter Consumer Financial Services Alert:  CFPB, In Coordination with the Massachusetts Division of Banks, Announces Enforcement Action for HMDA Reporting Violations

10.18.13
CFPB Brings Enforcement Action Under Telemarketing Sales Rule

Goodwin Procter Consumer Financial Services Alert:  CFPB Takes Enforcement Action Against Payment Processor for Violations of Telemarketing Sales Rule

10.18.13
CFPB Finalizes Policy for Consumer Disclosure Testing

Goodwin Procter Consumer Financial Services Alert:  CFPB Finalizes Policy for Testing New Consumer Disclosure Policy

10.18.13
CFPB Publishes CARD Act Report

Goodwin Procter Consumer Financial Services Alert:  CFPB Releases Report on Impact of CARD Act

10.18.13
HUD Proposes Own QM Definition

Goodwin Procter Consumer Financial Services Alert:  HUD Proposes Definition of Qualified Mortgage

10.18.13
CFPB to No Longer Use Enforcement Attorneys for Supervision

Goodwin Procter Consumer Financial Services Alert:   CFPB Ceases its Practice of Using Enforcement Attorneys During Supervisory Examinations

10.18.13
FDIC Publishes Guidance Limits on Indemnification for CMPs

Goodwin Procter Financial Services Alert:  FDIC Issues Guidance Regarding Exclusions from, and Limits on Indemnification for CMPs under, Director and Officer Liability Insurance Policies

10.18.13
OCC and Federal Reserve Issue Final Rule on Regulatory Capital Requirements

Goodwin Procter Financial Services Alert:  OCC and FRB Final Rule Revising Regulatory Capital Requirements Published in Federal Register

10.16.13
Goodwin Procter Consumer Financial Services Alert

Goodwin Procter Consumer Financial Services Alert – October 16, 2013, includes updates on CFPB and HUD

10.11.13
HUD’s QM Proposal

K&L Gates Legal Insight:  HUD Issues QM Proposal for Comment: There is a “There” There

10.11.13
SEC Pays Dodd-Frank Whistleblower

K&L Gates Legal Insight:  SEC Pays $14 Million to Dodd-Frank Whistleblower After Tip Leads to Rapid Enforcement Action

10.11.13
OFR Report on Asset Management

Dechert OnPoint:  U.S. Office of Financial Research Issues Report on Asset Management and Financial Stability

10.11.13
SEC Finalizes Municipal Advisor Rules

Goodwin Procter Financial Services Alert:  SEC Adopts Final Rules for Municipal Advisors

10.11.13
SEC Finalizes Pay Ratio Disclosure Rules

Goodwin Procter Financial Services Alert:  Goodwin Procter Alert: SEC Issues Proposed "Pay Ratio" Disclosure Rules

10.11.13
OFR Publishes Report on Asset Management and Financial Stability Risks

Goodwin Procter Financial Services Alert:  Office of Financial Research Delivers Report Identifying Asset Management Industry Activities That Could Pose Financial Stability Risks

10.11.13
Federal Reserve Governor’s Remarks on Community Bank Supervision

Goodwin Procter Financial Services Alert:  FRB Governor Powell Delivers Remarks Concerning the Role and Regulatory Supervision of Community Banks

10.06.13
HUD Proposes QM Definition

K&L Gates Legal Insight:  HUD Issues QM Proposal for Comment: There is a “There” There

10.04.13
Dechert Assessment of Basel III Securitization Impact

Dechert:  U.S. Basel III Final Rule and its Impact on the Securitization Framework

10.04.13
CFPB Publishes Guidelines for Military Payday Lending

Goodwin Procter Consumer Financial Services:  CFPB Issues Examination Procedures for Military Payday Lending

10.04.13
CFPB and OCC Bring Credit Card Enforcement Action

Goodwin Procter Consumer Financial Services:  CFPB and OCC Issue Joint Enforcement Action Related to Credit Card Practices

10.04.13
FTC Settles FDCPA Violations

Goodwin Procter Consumer Financial Services:  FTC Settles with Debt Collector for Violations of FDCPA and FTC Act

10.04.13
CFPB Denies Petition to Hold Civil Investigative Demands

Goodwin Procter Consumer Financial Services:  CFPB Denies Payday Lender’s Petition to Set Aside Civil Investigative Demand

10.04.13
FHFA Publishes Bulletin on Deficiency Judgments for the GSEs

Goodwin Procter Consumer Financial Services:  FHFA Issues Guidance on GSEs Seeking Deficiency Judgments

10.04.13
Federal Reserve Publishes Basel Rules on Capital Plans and Stress Tests

Goodwin Procter Financial Services:  FRB Issues Two Interim Final Rules Concerning Incorporation of Basel III Regulatory Capital Plans and Stress Tests

10.04.13
SEC Reopens Comments on Regulation D

Goodwin Procter Financial Services:  SEC Reopens Comment Period on Proposed Amendments to Regulation D Requiring Additional Reporting and Disclosure for Private Offerings

10.04.13
National Futures Association Publishes Notice for Commodity Pool Operators

Goodwin Procter Financial Services:  National Futures Association Advises Commodity Pool Operators on Prohibited Loans

10.04.13
OCC and FinCEN Bring BSA/AML Enforcement Actions

Goodwin Procter Financial Services:  OCC and FinCEN Take Enforcement Actions and Assess Civil Money Penalty Against Small Bank for BSA/AML Violations

09.27.13
Dechert Financial Services Quarterly Report

Dechert report on the third quarter of 2013 including European fund regulation, the JOBS Act, OTC derivatives reform and European long-term investment funds.

09.27.13
OCC Warns of Risk of Cyber Attacks

Goodwin Procter Financial Services Alert:  Comptroller Curry Alerts Banks to Increasing Risks from Cyberattacks

09.27.13
OCC Presents Proposed FASB Changes

Goodwin Procter Financial Services Alert:  Comptroller Curry Makes Presentation Supporting FASB’s Proposed Change to its Asset Impairment Measurement Standard

09.27.13
National Futures Association Amends Compliance Rule 2-46

Goodwin Procter Financial Services Alert:  NFA Requires CTAs to Report on a Quarterly Basis

09.27.13
Regulators Propose Guidance to Prevent Elderly Financial Abuse

Federal Regulators Issue Guidance on Reporting Financial Abuse of Older Adults

09.27.13
CFPB Finalizes Mortgage Modification Rules

CFPB Finalizes Modifications to Mortgage Rules

09.27.13
CFPB Publishes Guidance for Payday Lending to Servicememebers

CFPB Lays Out Guidelines for Protecting Servicemembers in the Payday Lending Market

09.24.13
SEC Proposes Pay Ratio Disclosure

Goodwin Procter Financial Services Alert:  SEC Proposes Pay Ratio Disclosure Requirements

09.18.13
CFPB Publishes Guidance for Credit Report Suppliers

Goodwin Procter Financial Services Alert:  CFPB Issues Guidance Bulletin on Furnisher’s Duty to Investigate

09.18.13
CFPB Warns Against Using Payroll Cards

Goodwin Procter Financial Services Alert:  CFPB Issues Guidance Bulletin on Employer Payroll Cards

09.18.13
CFPB Finalizes Ability to Repay/QM and Servicing Rules

Goodwin Procter Financial Services Alert:  CFPB Finalizes Clarifications to Mortgage Rules

09.18.13
CFPB and FTC File Amicus Brief in FDCPA Case

Goodwin Procter Financial Services Alert:  CFPB and FTC File Joint Amicus Brief Related to Threatened Litigation Under FDCPA

09.18.13
Steven Antonakes Named Deputy Director of CFPB

Goodwin Procter Financial Services Alert:  Steven Antonakes Named Deputy Director

09.18.13
California Locality Approves Eminent Domain

Goodwin Procter Financial Services Alert:   California Municipality Approves Mortgage Seizure Plan

09.18.13
New York Proposes Prohibitions of “Slumlord” Multifamily Housing

Goodwin Procter Financial Services Alert:  New York Department of Financial Services Proposes Slumlord Prevention Guidelines for Bank Lending

09.12.13
Dechert Analysis of Basel III Final Rule

Dechert OnPoint:  U.S. Basel III Final Rule and its Impact on the Securitization Framework

09.10.13
Basel Committee Publish Policy Framework for Non-Centrally Cleared Derivatives

Goodwin Procter Financial Services Alert:  Basel Committee and IOSCO Publish Policy Framework Establishing Minimum Standards for Margin Requirements for Non-Centrally Cleared Derivatives

09.10.13
CFTC Provides CPO Reporting Relief

Goodwin Procter Financial Services Alert:  CFTC Staff Provides Relief from Reporting Requirements for CPOs of Controlled Foreign Corporations Used by Registered Funds as Vehicles for Investing in Commodity Interests

09.05.13
PWC on Loss Mitigation Procedures

PricewaterhouseCoopers:  CFPB Mortgage Servicing Stanards Perspectives - Understanding Loss Mitigation Procedures

09.05.13
SEC Sanctions Fund Adviser

Goodwin Procter Financial Services Alert:  SEC Sanctions Adviser Employee for Concealing Personal Securities Transactions and Misleading Chief Compliance Officer

09.05.13
CFPB Publishes Supervisory Highlights

Goodwin Procter Financial Services Alert:  CFPB Issues Report on Problems in Mortgage Servicing

09.05.13
CFPB Brings Lawsuit Against Debt-Relief Service Company

Goodwin Procter Financial Services Alert:  CFPB Files Complaint Alleging Violation of Telemarketing Sales Rule

09.05.13
CFPB Launches Student Debt Management Tool

Goodwin Procter Financial Services Alert:  CFPB Publishes a Report and Launches Toolkit on Student Loan Debt for Public Servants

09.05.13
CFPB Announces New Senior Hires

Goodwin Procter Financial Services Alert:  CFPB Adds Staff to Leadership

09.05.13
Federal Regulators Issue Qualified Residential Mortgage Proposal

Goodwin Procter Financial Services Alert:  Federal Regulators Issue Proposal to Revise Qualified Residential Mortgage Rule

09.05.13
Lenders File Complaint Against New York Payday Lending Restrictions

Goodwin Procter Financial Services Alert:  Lenders Pushback on New York’s Efforts to Curb Payday Lending

09.05.13
Risk Retention Revisions

Goodwin Procter Financial Services Alert:  Agencies Re-Propose Rule Implementing Risk Retention Requirements of Dodd-Frank Act

09.05.13
SEC’s National Examination Program Reviews Continuity Plans

Goodwin Procter Financial Services Alert:  SEC Exam Review Prompts Risk Alert on Adviser Business Continuity Plans

09.05.13
Summit Bank CEO Pleas Guilty to FDIC Allegations

Goodwin Procter Financial Services Alert:  Former CEO of Failed Bank Enters Plea Agreement Admitting that He Caused Bank to File False Call Reports with FDIC to Conceal Losses from Problem Loans

09.05.13
Dodd-Frank Progress Report

DavisPolk September 2013 Dodd-Frank Progress Report

09.05.13
TBTF Update

Financial Stability Board:  Progress and next steps towards ending "Too-Big-To-Fail" (TBTF)

08.30.13
Federal Reserve Publishes Report on Capital Planning

Goodwin Procter Financial Services Alert:  FRB Issues Paper on Capital Planning at Large Bank Holding Companies

08.30.13
SEC Provides Custody Rule Guidance

Dechert OnPoint:  SEC Division of Investment Management Provides Guidance Regarding the Custody Rule and Privately Offered Securities 

08.30.13
CFTC Modifies CPO Rules

Goodwin Procter Financial Services Alert:  CFTC Harmonizes Rules Applicable to CPOs of Registered Investment Companies and Modifies Requirements for All CPOs

08.30.13
SEC Publishes Guidance on Registered Funds for Derivatives

Goodwin Procter Financial Services Alert:  SEC Staff Provides Further Guidance to Registered Funds on Derivatives

08.30.13
OCC Publishes Guidance on Commercial Mortgage Lending

Goodwin Procter Financial Services Alert:  OCC Issues Updated Guidance on Commercial Real Estate Lending

08.30.13
FinCEN Issues SAR Analysis

Goodwin Procter Financial Services Alert:  FinCEN Issues Analysis of Mortgage Loan Fraud Suspicious Activity Report Filings; Notes Drop Over Previous Calendar Year

08.07.13
Goodwin Procter Financial Services Quarterly Review
Compilation of Goodwin Procter Financial Services Alert for Q2 2013.
08.06.13
Appellate Court Reverses Anti-Deficiency Statute
Goodwin Procter Financial Services Alert:  California State Appellate Court Rules Anti-Deficiency Statute Applicable to Short Sales
08.06.13
CFPB Pursues Loan Origination Compensation Violation
Goodwin Procter Financial Services Alert:  CFPB Files Complaint Against Mortgage Company over Loan Originator Compensation Incentives
08.06.13
CFPB Requests Comment on Information Collection
Goodwin Procter Financial Services Alert:  CFPB Seeks Public Comment on Information Collections
08.06.13
CFPB’s Private Student Loan Report
Goodwin Procter Financial Services Alert:  CFPB Releases Mid-Year Report on Private Student Loans
08.06.13
Regulators Issue Statement for Student Lenders
Goodwin Procter Financial Services Alert:  Federal Banking Agencies Urge Lenders to Work with Student Loan Borrowers
08.06.13
Foreclosure Consent Orders Amended to Require Cash Payments
Goodwin Procter Financial Services Alert:  FRB and OCC Amend Foreclosure-Related Consent Order Requiring Cash Payments
08.06.13
Court Strikes Down Challenge to Creation of CFPB in Dodd-Frank Act
Goodwin Procter Financial Services Alert:  District of Columbia Federal Court Dismisses Challenge to CFPB
08.06.13
Court Rules Loan Servicers Exempt from TILA Requirement
Goodwin Procter Financial Services Alert:  Loan Servicer Exempt from TILA Assignment Disclosure Requirements
08.06.13
New York Announces Regulations on Abusive and Deception Debt Collection Practices
Goodwin Procter Financial Services Alert:  New York Department of Financial Services Propose Regulations to Curb Abusive and Deceptive Debt Collection Practices
08.05.13
SEC Finalizes Forex Rule
Dechert OnPoint:  SEC Adopts Retail Foreign Exchange Rule in Order to Prevent Dodd-Frank Amendment from Disrupting the Retail Forex Markets
08.04.13
Clearing House Prudential Bank Regulation Conference
Highlights from the Clearing House's Annual Joint Prudential Bank Regulation Conference with SIFMA.
08.01.13
Senators Introduce Community Lending Enhancement and Regulatory Relief Act
Goodwin Procter Financial Services Alert:  Community Lending Enhancement and Regulatory Relief Act of 2013, Which Would Provide Relief to Community Banks, is Introduced in U.S. Senate
08.01.13
SIGTARP TARP Violation Pursuits
Venable SEC and White Collar Defense Alert:  SIGTARP’s Pursuit of TARP-Related Misconduct – No End in Sight
08.01.13
Dechert Update on Actions of Central Bank of Ireland
Dechert OnPoint:  After AIFMD, the Central Bank of Ireland Turns its Attention to Loan Origination Funds
08.01.13
SEC Finalizing Advertising Rule
Dechert OnPoint:  SEC Approves Final Rules that (1) Permit General Solicitation and General Advertising in Rule 506 and Rule 144A Offerings and (2) Disqualify “Bad Actors” from Using Rule 506 to Offer Securities
08.01.13
UK Financial Conduct Authority Proposes Pooling Rules
Goodwin Procter Financial Services Alert:  UK Financial Conduct Authority Proposes New Rules For Pooling and Distribution of Assets Held by Failed Investment Firms
08.01.13
SEC Publishes Guidance on Counterparty Risk Management
Goodwin Procter Financial Services Alert:  SEC Staff Issues Guidance on Counterparty Risk Management Practices for Tri-Party Repurchase Agreements
08.01.13
Circuit Court Dismisses ETF Case
Goodwin Procter Financial Services Alert:  Second Circuit Affirms Dismissal of 1933 Act Claims Alleging Failure to Disclose Risks of Exchange-Traded Funds That Focused on Meeting Daily Benchmarks
08.01.13
SEC Gives No-Action Relief for Treatment of PLMBS and Government MBS
Goodwin Procter Financial Services Alert:  SEC Staff Grants No-Action Relief to Treat Government Mortgage-Backed Securities and Private Mortgage-Backed Securities as Part of the Same Industry for Purposes of Registered Funds’ Industry Concentration Policies
08.01.13
SEC Announces Agreement with EU/EEA Member State National Regulators
 Goodwin Procter Financial Services Alert:  SEC Announces Arrangements with EU/EEA Member State National Regulators for Cross Border Supervisory Cooperation Regarding Asset Management Industry
08.01.13
DOL Clarifies Revenue Sharing Payment
Goodwin Procter Financial Services Alert:  DOL Advisory Opinion Clarifies that Revenue Sharing Payments Are Not Plan Assets
08.01.13
DOL Provides Clarification on Timing of Disclosures for Participant-Directed Plans
Goodwin Procter Financial Services Alert:  DOL Provides Flexibility on Timing of Disclosures for Participant-Directed Plans
08.01.13
Massachusetts Holds Public Hearing on Licensee Regulations
Goodwin Procter Financial Services Alert:  MA Division of Banks Holds Hearings Regarding 11 Banking, Credit Union and Other Licensee Regulations
08.01.13
FDIC Video Series for Bank Directors
Goodwin Procter Financial Services Alert:  FDIC Releases Second Series of Videos Designed to Provide Information to Bank Directors
07.28.13
CFTC Finalizes Cross-Border Guidance
Goodwin Procter Financial Services Alert:  CFTC Publishes Final Cross-Border Guidance
07.28.13
Goodwin Procter Consumer Financial Services Alert
 Goodwin Procter Consumer Financial Services Alert  for July 23, 2013 includes updates on recent litigation, the CFPB and the OCC.
07.28.13
SEC Removes General Solicitation Prohibitions under JOBS Act
Goodwin Procter Financial Services Alert:  SEC Adopts Rule Changes to Implement JOBS Act Mandate to Remove General Solicitation Prohibition for Rule 506 and Rule 144A Offerings
07.28.13
SEC Proposes Increased Reporting for Private Offerings
Goodwin Procter Financial Services Alert:  SEC Proposes Additional Reporting and Disclosure Requirements for Private Offerings, Describes Plan to Monitor Impact of Permitting General Solicitation in Private Offerings
07.28.13
SEC Amends Rule 506 Safe Harbor
Goodwin Procter Financial Services Alert:  SEC Adopts New Condition for Rule 506 Safe Harbor That Disqualifies Offerings Involving Felons and Other “Bad Actors”
07.28.13
Court Denies Motion to Dismiss SEC Suit
Goodwin Procter Financial Services Alert:  Federal District Court Denies Motion To Dismiss SEC Suit Alleging General Partnership Interests Were Securities
07.28.13
Federal Reserve Amends Circular to Include Prohibition Against Federal Assistance to Any Swaps Dealer
Goodwin Procter Financial Services Alert:  FRB Amends Discount Window Operating Circular to Comply with Dodd-Frank Act Swaps Pushout Rule
07.18.13
Banking Agencies Propose Leverage Standards for Largest Institutions
Goodwin Procter financial Services:  Federal Banking Agencies Issue Notice of Proposed Rulemaking Setting Supplementary Leverage Ratio Standards for Largest U.S. Banking Organizations
07.18.13
SEC Eliminates Private Offering General Solicitation Ban
Goodwin Procter Financial Services:  SEC Votes to Eliminate Ban on General Solicitation in Private Offerings, Adopt Bad Actor Disqualification Condition for Rule 506 Offerings, and Propose Additional Reporting and Disclosure Requirements for Private Offerings
07.18.13
IRS Extends FACTA Timelines
Goodwin Procter Financial Services:  IRS Notice 2013-43 – IRS Extends Timelines for FATCA Withholding and Implementation
07.18.13
FSOC Identifies Two Systemically Important Institutions
Goodwin Procter Financial Services:  FSOC Designates Two Nonbank Financial Companies as Systemically Important in FSOC’s First Use of This Authority Under Dodd-Frank
07.18.13
FinCEN Gives Exception for Armored Car Service Transactions
Goodwin Procter Financial Services:  FinCEN Grants Exception to CTR Filing Requirements in Connection with Certain Armored Car Service Transactions
07.17.13
Denton Webinar on SEC Swap Regulations
The SEC's Proposed Cross-Border Swaps Regulations: International Perspectives
07.11.13
Appeals Court Rules Against Department of Labor’s Interpretation of Fair Labor Standards Act Impacting Loan Originator Compensation
K&L Gates:  Appeals Court Strikes Down Labor Department’s Interpretation Regarding Exempt Status of Mortgage Loan Officers
07.11.13
HUD Requests Comment FHA Enforcement Procedures
K&L Gates:  Guilty Unless Proven Innocent: FHA’s Potential New Enforcement Regime
07.10.13
Expected Increase in Dodd-Frank Act Whistleblower Cases
Goodwin Procter Financial Services Alert:  SEC Forecasts an Increase in Whistleblower Cases and Awards
07.10.13
Joint Regulators’ Final Basel III Rule
Goodwin Procter Financial Services Alert:  Analysis of Banking Agencies’ Rule to Implement Basel III and Dodd-Frank Capital Reforms
07.10.13
IOSCO Issues ETF Regulation Report
Goodwin Procter Financial Services Alert:  IOSCO Releases Final Report on Principles for ETF Regulation
07.09.13
Goodwin Procter Consumer Financial Services Alert
Goodwin Procter Consumer Financial Services Alert from July 9, 2013, covering recent litigation developments, as well as recent actions from the CFPB and FTC.
07.09.13
MBA RESPA Webinar
Compliance Essentials: RESPA 
07.02.13
Basel Committee Publishes Guidelines on Money Laundering and Terrorism Finance
Goodwin Procter Financial Services Alert:  Basel Committee Issues Proposed Guidelines on Managing Risks Associated with Money Laundering and the Financing of Terrorism
07.02.13
Court Upholds CFTC Amendments

Goodwin Procter Financial Services Alert:  DC Court of Appeals Upholds CFTC Amendments to Regulation 4.5 CPO Exclusion Relating to Registered Funds

07.02.13
Federal Reserve Finalizes Basel III Capital Reform Rules
Goodwin Procter Financial Services Alert:  FRB Approves Final Rule to Implement Basel III Capital Reforms and Issues Market Risk Notice of Proposed Rulemaking
07.02.13
Basel Committee Changes Leverage Ratio Requirements
Goodwin Procter Financial Services Alert:  Basel Committee Revises Leverage Ratio Requirements and Provides Related Disclosure Requirements
06.25.13
Goodwin Procter Financial Services Alert
Goodwin Procter Financial Services Alert for June 25, 2013, includes updates on the CFPB, FTC, FHFA, Federal Reserve and recent litigation.
06.25.13
OCC Finalizes Lending Limit Rule
Goodwin Procter Financial Services Alert:  OCC Issues Final Rule Implementing Dodd-Frank Amendments to Lending Limit, Which Concern Certain Credit Exposures From Derivatives and Securities Financing Transactions
06.25.13
SEC Allows Certain Advisers to Satisfy Brochure Requirements
Goodwin Procter Financial Services Alert:  SEC Staff Allows Advisers Selected for Wrap-Fee/Managed Account Program to Satisfy Brochure and Brochure Supplement Delivery Requirements by Providing Them to Unaffiliated Adviser Sponsoring the Program
06.25.13
CFTC Provides No-Action Relief from Fingerprinting Requirement
Goodwin Procter Financial Services Alert:  CFTC Provides No-Action Relief from Fingerprinting Requirement for Certain Non-U.S. Associated Persons
06.25.13
FINRA Requires New Electronic Private Placement Filings Form
Goodwin Procter Financial Services Alert:  FINRA Requests Immediate Effectiveness of New Form for Electronic Private Placement Filings Under Rule 5123
06.21.13
FHA Seeks Authority to Transfer Servicing Rights

K&L Gates Consumer Financial Services Watch:  FHA Seeks Statutory Authority to Transfer Mortgage Servicing Rights

06.19.13
OCC Publishes Best Practices for Community Banks
Goodwin Procter Financial Services Alert:  OCC Issues Booklet Providing Guidance to Boards and Management of Community Banks Concerning Certain Banking Best Practices
06.19.13
SEC Finalizes Settlement Over Fair Value Determinations
Goodwin Procter Financial Services Alert:  SEC Finalizes Settlement with Eight Former Regions Morgan Keegan Fund Directors Over Claims Related to Fair Value Determinations
06.19.13
Massachusetts Approves Net Present Value Model
Goodwin Procter Financial Services Alert:  Massachusetts Division of Banks Approves Net Present Value Model for Foreclosure Assessments
06.19.13
OCC Revises Appeals Process
Goodwin Procter Financial Services Alert:  OCC Issues Bulletin Describing its Revised Appeals Process
06.19.13
CFTC Approves Legal Entity Identifiers
 Goodwin Procter Financial Services Alert:  CFTC Approves Use of Additional Legal Entity Identifiers
06.19.13
CFTC Provides Limited No-Act Relief for End-User Exception
Goodwin Procter Financial Services Alert:   CFTC Grants Time-Limited No-Action Relief to Small Banks from Board Approval Requirement of End-User Exception to Clearing
06.19.13
FDIC and Canada Deposit Insurance Corporation Sign Sharing Agreement
Goodwin Procter Financial Services Alert:  FDIC and Canada Deposit Insurance Corporation Sign MOU Concerning Information Sharing and Cooperation in Event of Failure of Large, Complex Financial Institution Operating in Both U.S. and Canada
06.14.13
SEC Proposes Rule for Money Market Funds
Dechert OnPoint Legal Update:  SEC Proposes Sweeping Amendments to Rules Governing Money Market Funds
06.12.13
Goodwin Procter Consumer Financial Services Alert
 Goodwin Procter Consumer Financial Services Alert includes updates on recent developments from the CFPB, HUD, FDIC and Treasury as well as recent industry litigation.
06.11.13
SEC Proposes Money Market Fund Amendments to the Investment Company Act

Goodwin Procter Financial Services Alert:  SEC Proposes Amendments to Money Market Fund Requirements

06.11.13
Federal Reserve Approves Swaps Push-Out Provisions for Foreign Bank Branches

Goodwin Procter Financial Services Alert:  FRB Approves Interim Final Rule under Swaps Push-Out Provision of Dodd-Frank Act

06.11.13
FDIC Finalizes Rule Defining Companies Predominately Engaged in Financial Activities

Goodwin Procter Financial Services Alert:  FDIC Issues Final Rule Setting Criteria for Determining Companies “Predominantly Engaged in Activities that are Financial in Nature or Incidental Thereto” for Purposes of Title II of Dodd-Frank Act

06.11.13
CFTC Provides No-Action Relief for Clearing Requirement for Certain Swaps

Goodwin Procter Financial Services Alert:  CFTC Provides No-Action Relief from Clearing Requirement for Swaps Entered into by “Eligible Treasury Affiliates”

06.11.13
FFIEC Works Cyber Attack Working Group

Goodwin Procter Financial Services Alert:  FFIEC Announces Formation of Working Group on Cyber Attacks

06.09.13
SEC Brings Insider Trading Charges
Goodwin Procter Financial Services Alert:  SEC Charges Trader at Registered Adviser with Insider Trading and Front-Running
06.09.13
FINRA Fines Broker-Dealer for Misstatements
Goodwin Procter Financial Services Alert:  FINRA Fines Broker-Dealer for Systemic Email System Failures and Misstatements to FINRA
06.09.13
New York Denies OCC Privilege Ruling
Goodwin Procter Financial Services Alert:  U.S. District Court for Southern District of New York Denies OCC’s Motion to Reconsider Court’s Bank Examination Privilege Ruling
06.09.13
DOL Passes ERISA Exception for Interest-Free Loans
Goodwin Procter Financial Services Alert:  DOL Proposes Amendment to Prohibited Transaction Exemption Concerning Interest-Free Loans
05.30.13
FSOC Supports Money Market Reform
Goodwin Procter Financial Services Alert:  Financial Stability Oversight Council Chairman Pressing Money Market Fund Reform
05.30.13
Basel Proposes Securitization Framework Revisions
Dechert OnPoint:  Basel Committee’s Proposed Revisions to the Securitization Framework
05.30.13
CSBS and CFPB Establish Cooperative Framework
Goodwin Procter Financial Services Alert:  State Bank Supervisors and the CFPB Agree Upon Framework to Guide the Cooperative Supervision of Regulated Activities
05.30.13
CFPB Releases Final Rule for Minimum Block Sizes for Swaps
Goodwin Procter Financial Services Alert:  CFTC Approves Procedures to Establish Minimum Block Sizes
05.30.13
CFPB Releases Final Rules for Swap Executive Facilities
Goodwin Procter Financial Services Alert:  CFTC Approves Core Principles and Other Requirements for Swap Execution Facilities
05.30.13
CFTC Releases Guidance on Commodity Exchange Act’s Definition of Disruptive Practices
Goodwin Procter Financial Services Alert:  CFTC Issues Interpretive Guidance and Policy Statement Concerning Prohibitions on Disruptive Practices
05.23.13
K&L Gates Examines CFPB Ability to Repay Rule
Consumer Financial Services Alert:  Was Chicken Little an Optimist?
05.22.13
FINRA Publishes Guidance on Unlisted Real Estate Investment Program Communications
Goodwin Procter Financial Services Alert:  FINRA Provides Guidance on Communications with the Public Concerning Unlisted Real Estate Investment Programs
05.22.13
OCC Request Reconsideration of Privilege Ruling
Goodwin Procter Financial Services Alert:  OCC Files Brief Urging U.S. District Court for Southern District of New York to Reconsider its Ruling that Bank Examination Privilege Did Not Protect Supervisory Correspondence between OCC and Bank of China
05.22.13
OFR Publishes Study of Macroprudential Policy
Goodwin Procter Financial Services Alert:  OFR Issues Working Paper that Examines History of Cyclical Macroprudential Policy in U.S.
05.15.13
Goodwin Procter Consumer Financial Services Alert
Consumer Financial Services Alert includes Latest Updates from the CFPB, HUD and FHFA.
05.09.13
CFPB Publishes Civil Penalty Fund Rule
Buckley Sandler InfoBytes:  CFPB Issues Final Civil Penalty Fund Rule with Request for Comment
05.07.13
SEC Settles Administrative Proceedings Against Mutual Funds

Goodwin Procter Financial Services Alert:   SEC Settles Administrative Proceedings Against Mutual Fund Trustees and Fund Service Providers Over Advisory Contract Approval Disclosure, Related Recordkeeping, and Adviser Compliance Program Approvals

05.02.13
Venable CFPB March Roundup
Venable covers CFPB developments in March 2013 including fair lending enforcement, the CFPB’s complaint database and new reports.
04.30.13
Goodwin Procter Financial Services Alert
Goodwin Procter Financial Services Alert Volume 7, Number 9, includes updates on the CFPB and FTC.
04.30.13
Basel Committee Requests Comment on Consultative Document
Goodwin Procter Financial Services Alert:  Basel Committee Seeks Comments on Proposal to Require Recognition of Cost of Credit Protection
04.30.13
OCC and FDIC Propose Guidance on Deposit Advance Products
Goodwin Procter Financial Services Alert:  OCC and FDIC Issue Proposed Guidance and FRB Issues Statement on Deposit Advance Loan Products
04.30.13
SEC Settles Undocumented Block Trade Allocation Case
Goodwin Procter Financial Services Alert:  SEC Settles Administrative Proceedings Against Adviser and Top Executive Over Undocumented Block Trade Allocation Practices
04.25.13
Insurance for CFPB Investigations and Enforcement
K&L Gates:  Insurance Coverage for CFPB Investigations and Enforcement Actions
04.24.13
CFPB Clarifies Loan Originator Compensation Requirements
K&L Gates:  CFPB Solidifies Loan Originator Compensation Restrictions, Dumps Zero-Zero Requirement
04.23.13
SEC Publishes Mutual Fund Recommendations
Goodwin Procter Financial Services Alert:  SEC Investor Advisory Committee Issues Recommendations Related to Target Date Mutual Funds
04.23.13
FDIC Files Complaint Against City Bank Employees
Goodwin Procter Financial Services Alert:  FDIC Files Complaint Against Former Senior Officers of Failed Bank Who Allegedly Ignored Both FDIC Lending Regulatory Requirements and Repeated Regulatory Criticisms
04.23.13
IRS Adjusts Specifications for Selling Foreclosure Properties
Goodwin Procter Financial Services Alert:  IRS Allows Banks to Deduct, Rather Than Capitalize, Costs Associated with Selling Foreclosure Property
04.17.13
Federal Reserve Finalizes Forex Rule
Goodwin Procter:  FRB Issues Final Retail Forex Rule
04.17.13
SEC and CFTC Adopt FCRA Rules
Goodwin Procter:  SEC and CFTC Adopt Rules to Address FCRA Requirements for Identity Theft Programs and Credit Card Changes of Address
04.17.13
Federal Reserve Proposes Rule on Annual Assessments
Goodwin Procter:  Federal Reserve Issues Proposed Rule Concerning Annual Assessments on Largest Banking Organizations and on Nonbank Financial Companies Designated for FRB Supervision by FSOC
04.17.13
OCC Testifies Before Senate on Use of Independent Consultants
Goodwin Procter:  OCC Deputy Chief Counsel Testifies Before Senate Subcommittee Concerning Retention by Banks of Independent Consultants in Connection with OCC Enforcement Actions
04.17.13
CFTC Extends Reporting Requirement Deadline
Goodwin Procter:  CFTC Extends Reporting Requirement Compliance Date for End-Users
04.16.13
CFPB Publishes Mortgage Servicing Transfer Guidance
Reed Smith:  CFPB Issues Guidance on Mortgage Servicing Transfers
04.11.13
FDIC Issues Compliance Videos
Goodwin Procter:  FDIC Releases Videos Designed to Provide Information to Bank Directors, Officers and Employees Regarding Responsibilities of Bank Directors and Risk Management Examination and Compliance Examination Processes
04.11.13
Federal Reserve Adopts Rule to Define “Predominantly Engaged in Financial Activities” and “Significant” under the Dodd-Frank Act.
Goodwin Procter:  Federal Reserve Adopts Final Rule Defining “Predominantly Engaged in Financial Activities” and “Significant” Nonbank Financial Company and Bank Holding Company under the Dodd-Frank Act
04.11.13
CFTC Moves to Exempt Certain Swaps from Clearing Requirements
Goodwin Procter:  CFTC Exempts Swaps Between Certain Affiliates from Clearing
04.11.13
CFTC Provides No-Action Relief for Commodity Pool Operators
Goodwin Procter:  CFTC Provides Time-Limited No-Action Relief for Commodity Pool Operators of Securitization Vehicles
04.11.13
SEC Grants No-Action Relief for Blanket Shareholder Approval of Successor Advisory Agreements
Goodwin Procter:  SEC Staff Grants No-Action Relief for Blanket Shareholder Approval of Successor Advisory Agreements Resulting from Restructuring by Fund Advisers’ Ultimate Parent
04.11.13
CFTC Issues No-Action Relief for Swap Reporting Requirements
Bingham:  CFTC Issues Further Time-Limited No-Action Relief for Certain Swap Reporting Requirements of Parties That Are Not Swap Dealers or Major Swap Participants
04.10.13
CFTC Issues Extended Relief for Securitization Vehicles
Bingham:  CFTC Issues Further Time-Limited No-Action Relief for Securitization Vehicles Subject to Commodity Pool Regulations
04.08.13
Banking Agencies Issue Guidance on Leveraged Lending
Pillsbury:  Banks Face New Obligations in Underwriting, Risk Analysis, and Management of Leveraged Lending
04.05.13
New Guidelines on the Alternative Investment Fund Managers Directive
Dechert:  European Securities and Markets Authority Guidelines on Sound Remuneration Policies under the AIFMD
04.04.13
CFPB Changes to ECOA Requirements
K&L Gates:  More Paper? CFPB Revamps Disclosure and Delivery Requirements for Valuations under ECOA
04.03.13
Goodwin Procter’s April Consumer Financial Services Alert
Goodwin Procter’s April Consumer Financial Services Alert includes updates on new CFPB guidance and rules, new FHFA programs, and recent litigation developments.
04.03.13
ISDA Releases March 2013 Dodd-Frank Protocol
Goodwin Procter Financial Services Alert covers the International Swaps and Derivatives Association (ISDA) release of the ISDA March 2013 Dodd-Frank Protocol, also known as “DF Protocol 2.0.”
04.03.13
Agencies Issue Guidance on Leveraged Lending
Goodwin Procter Financial Services Alert covers updated guidance released by the Federal Reserve, FDIC, and OCC on leveraged lending.
04.03.13
Agencies Issue Guidance on Flood Disaster Protection
Goodwin Procter Financial Services Alert Includes Federal Agencies Issuance of Guidance Concerning Revisions to Flood Disaster Protection Act
04.03.13
Venable February CFPB Roundup
Venable’s February CFPB Roundup includes a discussion of the Qualified Mortgage rule and servicing transfers as well as updates on student loans and the Consumer Advisory Board.
03.26.13
CFTC Issues No-Action Relief for Clearing Requirements
Goodwin Procter Financial Services Alert includes CFTC Issuance of No-Action Relief from Clearing Requirement for Multilateral Portfolio Compression Exercises and for Stub Swaps
03.26.13
SEC FAQ on Foreign Broker-Dealers and Rule 15a-6
Goodwin Procter Reviews SEC New FAQ on Rule 15a-6 and Foreign Broker-Dealers
03.26.13
FinCEN Guidance on Money Services Businesses Regulations
Goodwin Procter Reviews FinCEN’s Issuance of Guidance on the Application of its Money Services Businesses Regulations to Users, Administrators and Exchangers of Virtual Currencies in Financial Services Alert
03.26.13
FDIC, OCC and Federal Reserve Propose Changes to CRA Q&As
Goodwin Procter Financial Services Alert includes FDIC, Federal Reserve and OCC Joint Proposal to Revise Interagency Q&As Regarding Community Reinvestment; Comptroller Curry Presents Remarks Concerning Revisions to Q&As
03.25.13
Dechert Financial Services Quarterly Report
Dechert covers global financial services developments in the first quarter of 2013.
03.21.13
Massachusetts Court Rules Zip Codes Are Personal Identification Information
Goodwin Procter Financial Services Alert on Massachusetts Court Ruling Classifying Zip Codes as Personal Identification Information
03.20.13
SEC Settled Administrative Proceeding Over Fund Offering Materials and Investor Reports
Goodwin Procter Financial Services Alert on SEC Settlement of Administrative Proceeding Over Deviation from Valuation Policy Stated in Fund Offering Materials and Investor Reports for Registered Adviser’s Fund of Private Equity Funds
03.20.13
SEC Publishes Social Media Guidance for Mutual Funds
Goodwin Procter Financial Services Alert on Guidance Provided by SEC on SEC Filing Obligations for Social Media Postings Regarding Mutual Funds
03.20.13
OCC Proposes Reporting Requirements for Stress Tests
Goodwin Procter Financial Services Alert on  OCC Issuance of Proposed Reporting Requirements for Annual Stress Tests of Covered Financial Institutions with Consolidated Assets of $10 Billion to $50 Billion
03.14.13
Venable CFPB Round Up
January CFPB Round Up
03.07.13
CFPB Pursues Alternative Repayment Options for Student Loans

Consumer Financial Protection Bureau takes first step to develop student loan affordability plan 

03.06.13
Goodwin Procter Summarizes Federal Reserve Presentation on Reputational Risk
Federal Reserve Governor Raskin Urges Banks to Take Proactive Role in Dealing with Reputational Risk
03.06.13
Goodwin Procter Update on SEC Alert on Custody Rule
 SEC Exam Review Prompts Risk Alert on Advisers Act Custody Rule Compliance
03.06.13
Goodwin Procter Covers Federal Reserve Issues Systemically Important Financial Market Utilities Rule
Federal Reserve Issues Notice of Proposed Rulemaking Concerning Provision of Financial Services to Systemically Important Financial Market Utilities
03.06.13
Goodwin Procter Summarizes OCC Presentation on Enforcement Activity
Comptroller of the Currency Curry Discusses Enforcement Practice and Philosophy of OCC and States That No Large Bank Is “Too Big to Prosecute”
03.01.13
Dechert Covers White House Executive Order on CyberSecurity
White House Issues Executive Order on CyberSecurity
02.28.13
Goodwin Procter Covers SEC Guidance on Incorporation of 3.8% Tax on Net Investment Income
Securities and Exchange Commission Staff Provides Guidance on Incorporation of 3.8% Tax on Net Investment Income Into Standardized Mutual Fund After-Tax Return Calculation
02.28.13
Goodwin Procter Covers OCIE Announcement of National Examination Program
The SEC’s Office of Compliance Inspections and Examinations published the 2013 examination priorities for its National Examination Program.
02.28.13
Goodwin Procter Covers GAO Report on Financial Crisis
GAO Issues Report on Financial Crisis Losses and Potential Impacts of the Dodd-Frank Act
02.26.13
FHA Watch
January/February FHA Watch 

Includes spotlights on insolvency, delinquency, best price execution, and differences between FHA and VA.
 
02.25.13
BPC Study on the Housing Market
Bipartisan Policy Center’s White Paper, entitled “Housing America’s Future:  New Directions for National Policy.”
02.19.13
Federal Reserve Releases Working Paper on the Use of Reserve Requirements to Promote Liquidity
Goodwin Procter Financial Services Alert Covers Federal Reserve Working Paper, Lessons from the Historical Use of Reserve Requirements to Promote Bank Liquidity. 
02.19.13
FINRA Issues Request for Comment on Markup Rules
Goodwin Procter Financial Services Alert Covers FINRA’s Request for Comment on Proposed Rules Governing Markups, Commissions and Fees.
02.19.13
Goodwin Procter Consumer Financial Services Alert
Goodwin Procter Consumer Financial Services Alert covers recent developments with CFPB, HUD, FTC and OCC as well as recent litigation.
02.19.13
FDIC Issues Proposed Rule on Insured Deposits in Foreign Branches
Goodwin Procter Financial Services Alert Covers FDIC Issuance of Notice of Proposed Rulemaking Regarding Insured Deposits at Foreign Branches of U.S. Banks.
02.19.13
Federal Reserve Releases Working Paper on the Use of Reserve Requirements to Promote Liquidity
Goodwin Procter Financial Services Alert Covers Federal Reserve Working Paper, Lessons from the Historical Use of Reserve Requirements to Promote Bank Liquidity. 
02.12.13
Securities and Exchange Commission Amends Securities Law Exemptions
Goodwin Procter Financial Services Alert on Extension of SEC Securities Law Exemptions For Security-Based Swaps
02.12.13
Department of Labor Opinion on Cleared Swap Transactions
Goodwin Procter Financial Services Alert on DOL Advisory Opinion Clarifying ERISA Issues With Respect to Cleared Swap Transactions Involving ERISA Plans
02.12.13
Federal Deposit Insurance Corporation Issues Letter Limiting Convicted Persons from Engaging FDIC-Insured Institutions
Goodwin Procter Financial Services Alert on FDIC Issuance of Financial Institution Letter Alerting Banking Institutions to Modifications to the Statement of Policy for Section 19 of the Federal Deposit Insurance Act
02.07.13
Pillsbury Update on Living Wills for Bank Holding Companies
Update on Preparing Living Wills for Bank Holding Companies and Depository Institutions 

01.30.13
CFPB Issues Rule Requiring Provision of Appraisal Copies to Borrowers
Buckley Sandler Special Alert on the Consumer Financial Protection Bureau’s Final Rule Requiring Copies of Appraisals to Credit Applicants
01.30.13
Regulators Publish Final Rule with Appraisal Requirements for Higher-Priced Mortgage Loans
Buckley Sandler reviews the final rule on appraisals for higher-priced mortgage loans, released by the Federal Reserve Board, Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Federal Housing Finance Agency, National Credit Union Administration, and Office of the Comptroller of the Currency.
01.29.13
Federal Reserve Comments on Internal Audit Function
Goodwin Procter Covers Supplemental Policy Statement Concerning the Internal Audit Function and its Outsourcing Released by Federal Reserve.
01.29.13
Federal Reserve Rules on Supervision of Foreign Banking Organizations
Dechert Legal Update on Federal Reserve Proposed Rules on How the U.S. Operations of Foreign Banks and Their Subsidiaries Are Supervised
01.29.13
FFIEC Issues Guidance on Social Media Usage
Goodwin Procter Covers Federal Financial Institutions Examination Council Issuance Proposed Guidance on Social Media Usage by Financial Institutions
01.29.13
SEC Settles Administrative Proceedings Against Registered Closed-End Fund Adviser and Subadviser Over Inadequate Disclosure of Fund Derivatives Activities
Goodwin Procter covers the Securities and Exchange Commission settlement.
01.29.13
SEC Issues Rule on Broker-Dealer Recordkeeping Requirements
Goodwin Procter Covers Securities and Exchange Commission Rule Requiring Broker-Dealers to Search for Lost Security-holders and Paying Agents to Notify Unresponsive Payees
01.28.13
PricewaterhouseCoopers Analysis of Ability to Repay Rule
CFPB “Ability-to-Repay” Standard 

01.28.13
Venable CFPB December Roundup
The Roundup covers recent Consumer Financial Protection Bureau developments in December.
01.25.13
CFPB Releases Mortgage Servicing Rules
Dechert Legal Update on the Consumer Financial protection Bureau’s Release of Mortgage Servicing Rules
01.23.13
Dechert Presentation on the Qualified Mortgage Rule
Presentation Material from Dechert’s Webinar on “The New World for Mortgage Lending,” with the Consumer Financial Protection Bureau and the Qualified Mortgage Rule.
01.17.13
Recent Developments and Current Trends in Insurance Transactions and Regulation
Report from Willkie Farr & Gallagher on M&A and capital markets transactions in the insurance industry in 2012, and the regulatory issues and developments that shaped the industry.
01.14.13
Consumer Financial Protection Bureau Releases Ability to Repay Final Rule
Dechert Legal Update summarizes the Ability to Repay/Qualified Mortgage Rule released by the Consumer Financial Protection Bureau.
01.10.13
Goodwin Procter Consumer Financial Services Alert
The Consumer Financial Services Alert includes coverage of the Consumer Financial Protection Bureau’s Ability to Repay rule, and other Bureau developments, the Federal Deposit Insurance Corporation’s supervisory highlights on mobile payment services, Federal Trade Commission debit card transaction report and other recent consumer financial developments.
01.04.13
White & Case Client Alert on Annual Proxy State Disclosures and Form 10-Ks Considerations for 2013
Considerations for the 2013 Form 10-K and Annual Proxy Season
12.26.12
SEC Hedge Fund Enforcement Priorities
Dechert Covers Securities and Exchange Commission Head of Asset Management Discussion of Hedge Fund Enforcement Priorities.
12.20.12
Pennsylvania Makes Changes to Banking Laws
Ballard Spahr covers changes to Pennsylvania’s banking laws.
12.20.12
HSBC Fined $1.9 Billion for Anti-Money Laundering Violations
Goodwin Procter covers HSBC settlement.
12.20.12
Federal Deposit Insurance Corporation Wings Verdict Against IndyMac Senior Officers
Goodwin Procter Financial Services Alert on FDIC Win of $168.8 Million Jury Verdict Against Three Senior Officers of Homebuilders Division of Failed IndyMac Bank F.S.B.
12.20.12
Commodity Futures Trading Corporation Provides No-Relief Action for Mortgage Real Estate investment Trusts
Goodwin Procter covers the CFTC action to provide no-action relief from commodity pool operator registration requirement for certain mortgage REITs
12.18.12
Dechert Financial Services Quarterly Report
The report on the fourth quarter of 2012 covers the Financial Stability Oversight Council, mandatory clearing requirements for over the counter derivatives, the decision of Securities and Exchange Commission Chairman Mary Schapiro to step down and other developments.
12.18.12
Consumer Financial Protection Bureau Fair Lending Updates in 2013
K&L Gates reviews expectations for fair lending enforcement and regulation in 2013.
12.17.12
Review of the Actions of the Financial Stability Oversight Council
Dechert examines the role of the Financial Stability Oversight Council in 2012 and developments related to the council.
12.12.12
Congress Passes Bill Amending Electronic Fund Transfer Act
Ballard Spahr covers bill passed by Congress to end ATM strike suits.
12.12.12
Dechert Covers CFTC Relief for Commodity Pool Regulation
Dechert’s Legal Update on action by the Commodity Futures Trading Commission to provide interpretive and no-action relief on commodity pool regulation.
12.10.12
AEI Reviews Volcker Rule
Glass-Steagall and the Volcker Rule
12.10.12
The Housing Market Is Not Only for Homeowners
Center for American Progress recommends changes to U.S. housing policy to support rental market.
12.07.12
False Claims Act Recoveries Reach Record Levels
Venable forecasts that record civil False Claims Act recoveries point to increase whistleblower cases in 2013.
12.05.12
Building a New Infrastructure for the Secondary Mortgage Market
Center for American Progress proposes suggestions for the future of the secondary mortgage market.
12.04.12
K&L Gates Post-Election Analysis for the Financial Services Industry
Post-Election Changes and Their Impact on the Financial Services Industry: The Seven Deadly Sins
12.01.12
SEC Ends Moratorium on Derivatives for ETFs
Derchert OnPoint legal update covering action taken by the Securities and Exchange Commission to end the moratorium on the use of derivatives by active exchange-traded funds.
11.30.12
Ballard Spahr Analysis of Changes to FCRA
Ballard Sphar projects that Consumer Financial Protection Bureau changes to the Fair Credit Report Act foreshadow employer oversight.
11.26.12
Venable Warns of Growing Risks for Government Contractors
Government Contractors Face Growing Risks from Laws Regulating Political Contributions
11.15.12
Ballard Spahr Mortgage Banking Update
The updated covers the Consumer Financial Protection Bureau’s Supervisory Highlights Report and a recent bulletin as well as the revised Basel III effective date.
11.07.12
K&L Gates’ 2012 Election Guide
A Guide to Changes in Congress
11.07.12
Patton Bogg’s Post-Election Analysis
Patton Boggs examines the impact of the 2012 election results across multiple sectors.  
11.07.12
OCC Adopts Final Rules for Short-Term Investment Funds
Dechert details the Office of the Comptroller of the Currency’s final rule tightening regulatory requirements for short-term investment funds.
11.06.12
FDIC Publishes Guidance on the Expiration Insurance for Noninterest-Bearing Transaction Accounts
Goodwin Procter covers the expiration of the Federal Insurance Deposit Corporation’s Transaction Account Guarantee Program.
11.02.12
Ballard Spahr Mortgage Banking Update
Ballard Spahr’s monthly mortgage banking update covers the development of a national mortgage database, a MERS ruling in Pennsylvania, the Consumer Financial Protection Bureau’s debt collection rule and examination procedures, and other recent industry developments.
11.01.12
Davis Polk’s November Dodd-Frank Progress Report
Davis Polk’s monthly review of regulatory developments and initiatives related to the Dodd-Frank Act.

 

10.31.12
FHFA Updates Strategic Plan
Derchert covers updates to the Federal Housing Finance Agency’s strategic plan for Fannie Mae and Freddie Mac, including a new securitization infrastructure.
10.30.12
IRS Adjusts FACTA Deadlines
Goodwin Procter covers adjustments made by the Internal Revenue Service to timelines for due diligence and other requirements under the Foreign Account Tax Compliance Act.
10.30.12
CFTC Issues Proposed Rules for Futures Commission Merchants and Derivatives Clearing Organizations
Goodwin Procter outlines new proposed rules from the Commodity Futures Trading Commission to enhance protection of customer assets.
10.30.12
SEC Release Final Rule on Clearing Agencies
The Securities and Exchange Commission releases final rule establishing risk management and operational standards for clearing agencies.  Goodwin Procter summarized the final rule in a financial services alert.
10.30.12
Independent Directors Council Release Report on Oversight of Sub-Advisors
Goodwin Procter mentions the report released by the Independent Directors Council on the oversight of exchange-traded funds.
10.26.12
The Impacts of the European Sovereign Debt Crisis on the U.S.
K&L Gates partners discuss the effects of the sovereign debt crisis in the Eurozone on the U.S. economy.
10.25.12
CFPB’s Final Rule on Debt Collection and Examination Procedures
Ballard Spahr summarizes a rulemaking finalized by the Consumer Financial Protection Bureau governing larger participant debt collection.
10.25.12
AEI’s FHA Watch
American Enterprise Institute’s tenth installment of the Federal Housing Administration Watch publication.
10.24.12
The Future of Bank Bailouts
The American Enterprise Institute’s “Too big to ignore: The future of bailouts and Dodd-Frank after the 2012 election”
10.24.12
AEI Analysis of Fannie Mae
The American Enterprise Institute’s “Six government failures of Fannie Mae”
10.23.12
OCC Guidance on Stress Tests for Community Banks
Goodwin Procter Financial Services Alert on guidance released by the Office of the Comptroller of the Currency on community bank stress tests.
10.23.12
SEC Releases Proposed Rule on Capital and Margin Requirements
Goodwin Procter covers a Securities and Exchange Commission’s proposed rule defining capital and margin requirements for security-based swap dealers and major security-based swap participants.
10.22.12
The Role of the Government in the Housing Market’s Recovery
The Center for American Progress covers the recovery of the housing market and credits the government for improvements.
10.19.12
Davis Polk October Dodd-Frank Progress Report
Davis Polk report tracking the development of rules, studies and other provisions of the Dodd-Frank Act.
10.18.12
Ballard Spahr Mortgage Banking Update
The update includes coverage of:  a Federal Trade Commission announcement that the agency had settled with consumer reporting agencies over Fair Credit Reporting Act violations; the decision of the Colorado Court of Appeals decision in the case of PFW Inc. v. Residences at Little Nell Development, LLC; and new regulations released by the Consumer Financial Protection Bureau mandating updates to Fair Credit Reporting Act forms.
10.18.12
SEC Proposes Capital, Margin and Segregation Rules
Cleary Gottlieb’s overview of rules released by the Securities and Exchange Commission governing non-bank security-based swap dealers and major security-based swap participants.
10.16.12
CFTC Temporarily Allows Exclusion of Swaps from De Minimis Threshold
Goodwin Procter’s Financial Services Alert reviews the a no-action letter issued by the Commodity Futures Trading Commission allowing the exclusion of swaps of exempt or agricultural commodities from swap dealer de minimis threshold calculations.
10.16.12
CFTC Releases Swap Guidance
Goodwin Procter Financial Services Alert on guidance and issued by the Commodity Futures Trading Commission on swaps-related regulations.
10.16.12
CFTC Guidance on Securitization
Goodwin Procter covers interpretive guidance issued by the Commodity Futures Trading Commission on securitization vehicles that are not included within the definition of “commodity pool.”
10.16.12
Joint Agency Final Stress Test Rule Issued
Goodwin Procter reviews the final rule issued by the Federal Deposit Insurance Corporation, Office of Comptroller of the Currency and the Federal Reserve mandating large bank stress test requirements under the Dodd-Frank Act.
10.16.12
SEC Releases Report on Insider Trading Prevention
Goodwin Procter covers the Securities and Exchange Commission reporter on the effectiveness of broker-dealer insider trading prevention practices.
10.16.12
Consumer Financial Services Alert
Goodwin Procter’s weekly Financial Services Alert. 
10.16.12
CFTC Swap Regulations
A legal update from Dechert on the regulations governing swap participants, and defining “commodity pools,” issued by the Securities and Exchange Commission and Commodity Futures Trading Commission that went into effect on October 12, 2012.
10.09.12
CFTC Chairman on Dodd-Frank Rulemaking Timeline
Goodwin Procter briefs remarks by Commodity and Futures Trading Commission Chairman Gary Gensler on the timing for future CFTC rulemakings required by the Dodd-Frank Act.
10.09.12
FINRA Proposes JOBS Act Rules
Goodwin Procter outlines the Financial Industry Regulatory Authority’s proposed JOBS Act rules on growth companies and quiet periods.
10.09.12
OCC Announcement Highlights Bank Secrecy Act Changes
Goodwin Procter outlines a bulletin from the Office of the Comptroller of the Currency on Bank Secrecy Act/Anti-Money Laundering compliance examinations.
10.09.12
Federal Reserve Makes Window Transaction Data Available
Goodwin Procter covers the Federal Reserve’s publication of banks that used the Federal Reserve’s discount window during a specified period, pursuant to the Dodd-Frank Act.
10.09.12
Venable’s CFPB September Roundup
Venable covers Consumer Financial Protection Bureau enforcement, supervision and regulatory developments from September 2012.
10.04.12
Commodity Pool Operator Compliance – Part II
The Hedge Fund Law Report’s second installment in a compliance series on marketing and promotional materials.
10.04.12
Ballard Spahr Mortgage Banking Update
Update includes the case of Murphy v. Fishman, the Federal Deposit Insurance Corporation’s revisions to the violation classification system, the Consumer Financial Protection Bureau’s settlement with American Express, Connecticut’s licensing requirements for third-party loan processors and underwriters and other developing issues in the mortgage industry.
10.02.12
The Real Estate Green Agenda
K&L Gates reviews developments in green real estate initiatives, programs, legislations and studies.
10.02.12
Developments in the Debate over the Use of Eminent Domain to Seize Underwater Mortgages
Derchert’s legal update covering recent developments surrounding the issue.
09.25.12
SEC and CFTC Finalize Swap Definitions
K&L Gates outlines the Securities and Exchange Commission and Commodity Futures Trading Commission’s final definitions for “swap,” “security-based swap,” “security-based swap agreement,” and “mixed swap” as required by the Dodd-Frank Act.
09.20.12
Justice Department Settles with Luther Burbank Savings in Disparate Impact Claim
Derchert examines the settlement and the use of minimum loan amount requirements and whether they violate disparate impact provisions under the Fair Housing Act and Equal Credit Opportunity Act.
09.18.12
Global Real Estate Trends
K&L Gates presentation on European and global real estate trends for 2012 and looking forward to 2013.
09.18.12
GAO Releases Report on FSOC
Goodwin Procter summarizes an assessment of the Financial Stability Oversight Council issued by the Government Accountability Office.
09.18.12
SEC Settles Administrative Proceedings on Affiliated Advisers
Goodwin Procter analyzes the Securities and Exchange Commission’s settlement over undisclosed profit sharing agreements between affiliated advisers and owners.
09.18.12
FINRA Announces Deadline for Rule 5123
Goodwin Procter summarizes the provisions of the Financial Industry Regulatory Authority’s Rule 5123, which governs private placements of securities and an electronic private placement filing system. The rule will be effective on December 3, 2012.
09.18.12
SEC Finalizes Credit Rating Standardization Study
Goodwin Procter summarizes the Securities and Exchange Commission’s study on the possibility of credit rating standardization as required by the Dodd-Frank Act.
09.11.12
Mortgage Lender Response to Jurisdictions Using Eminent Domain to Seize Properties
K&L Gates analyzes the request of Californian Lieutenant Governor Gavin Newsom, asking the Department of Justice to investigate and take actions against mortgage lenders that refuse to offer mortgages in jurisdictions that plan to seize properties using eminent domain.
09.11.12
Goodwin Procter Covers SEC Registration Fee Increase
The Securities and Exchange Commission will increase the securities registration fee rate to 19 percent for mutual funds. The Dodd-Frank Act raises the agency’s collection requirements.
09.11.12
SEC Completes Retail Investor Financial Literacy Study
The Securities and Exchange Commission released a study on retail investor financial literacy required by the Dodd-Frank Act. Goodwin Procter summarizes the findings of the study.
09.06.12
CAP Exposition on GSEs
Center for American Progress publication: 7 Things You Need to Know About Fannie Mae and Freddie Mac
09.06.12
Commodity Pool Operator Compliance – Part I
The Hedge Fund Law Report’s first installment in a compliance series on business with non-NFA Members.
09.05.12
SEC Proposes Changes to Remove General Solicitation Restrictions Per the JOBS Act
Goodwin Procter examines the Securities and Exchange Commission’s proposed rule to implement JOBS Act Mandate removing prohibition of general solicitation.
09.04.12
SEC and FINRA’s Advertising Rules
Derchert examines how the Securities and Exchange Commission and the Financial Industry Regulatory Authority’s advertising rules apply to advertising and solicitations and their impact on hedge funds not registered as an investment company.
09.04.12
SEC Rules to Ease General Solicitation Prohibitions
Willkie Farr & Gallagher examine the Securities and Exchange Commission’s recent rules to eliminate prohibitions against general solicitation and advertising to investors that are not Qualified Institutional Buyers.
09.04.12
Davis Polk’s Dodd-Frank September 2012 Progress Report
Davis Polk examines the development of provisions and rulemakings required by the Dodd-Frank Wall Street Reform and Consumer Protection Act as of September 2012.
08.28.12
SEC Declines Vote on Money Market Reforms
Goodwin Procter’s alert on a statement released by the Securities and Exchange Commission indicating that money market fund reform proposals would not be voted on in the meeting on August 29.
08.28.12
OCC, FDIC and Federal Reserve May Delay Stress Testing
Goodwin Procter covers announcement from the Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and Federal Reserve that the agencies are considering delaying required stress testing by financial institutions with assets ranging from $10 to $50 billion.
08.28.12
Boston Federal Reserve Bank Report on Mobile Payment Risks
Goodwin Procter covers “The U.S. Regulatory Landscape for Mobile Payments” Report from the Boston Federal Reserve Bank. The report highlights gaps in the current regulatory framework governing mobile payments.
08.24.12
Buckley Sandler Analysis of the CFPB’s Proposed Rules to Combine RESPA and TILA Disclosures
Analysis of the Consumer Financial Protection Bureau’s proposed rules to combine and revise the Real Estate Settlement and Procedures Act and Truth in Lending Act home mortgage disclosures.
08.23.12
SEC Whistleblower Program
DavisPolk review’s the Securities and Exchange Commission’s establishes whistleblower award program under the Dodd-Frank Act.
08.22.12
New York Attorney General Takes Enforcement Actions Against Standard Chartered Banks
Ballard Spahr analyses the New York Attorney General’s actions against Standard Chartered Banks regarding money laundering and LIBOR manipulation.
08.21.12
CFTC and SEC Publish “Swap” and “Security-Based Swap” Definitions
Goodwin Procter details the Commodity Futures Trading Commission and Securities and Exchange Commission’s final definition of “swap” and “security-based swap” as required by the Dodd-Frank Act.
08.21.12
CFPB Proposes Revisions to Loan Originator Compensation and Points and Fees Restrictions
Ballard Spahr offers an analysis of the Consumer Financial Protection Bureau's proposal to revise Regulation Z loan originator compensation provisions with the requirements of the Dodd-Frank Act.
08.15.12
Federal Reserve Extends Basel III Rule Timeline
Ballard Spahr’s alert on the Federal Reserve’s decision to extend the comment period for capital rules required under Basel III from September 7 to October 22, 2012.
08.15.12
AEI Analysis of the U.S.’s “Government Mortgage Complex"
Crime Scene Investigation: The Premeditated Assault on the Prime Mortgage
08.15.12
CFPB Proposes Mortgage Servicing Rules
Derchert’s legal update describing the main feature’s of the Consumer Financial Protection Bureau’s new rules governing mortgage servicing.
08.14.12
Ballard Spahr covers FHFA’s Solicitation for Public Comment on the Use of Eminent Domain to Seize Underwater Mortgages
The Federal Housing Finance Agency published a notice in the Federal Register soliciting comments on the use of eminent domain to revise mortgages. FHFA expressed concerns with the proposal.
08.14.12
CFPB Issues Proposed Regulations Governing Mortgage Servicing
Ballard Spahr covers the Consumer Financial Protection Bureau's release of proposed mortgage servicing rules covering servicer engagement with homeowners, including force-placed insurance, payment crediting, interest rate adjustment notices, error resolution, and other areas of the servicing process.
08.09.12
FTC's Settlement of FCRA Enforcement Action with Employment Background Screening Company
Ballard Spahr's analysis of Federal Trade Commission's settlement of a Fair Credit Reporting Act enforcement action against an employment background screening company.
08.03.12
OCC and Federal Reserve Extend Foreclosure Review Program Deadline
Buckley Sandler InfoByte including announcement that the deadline for borrowers to receive review of their mortgage was extended.
08.03.12
CTFC Issues Final Rule for Swap Clearing End-User Exception
Gibson Dunn analysis of the impact of the Commodity Futures Trading Commission’s rule.
08.02.12
MSRB Adopts Fair Dealing Regulations
Ballard Spahr’s analysis of the Municipal Securities Rulemaking Board adoption regulations requiring underwriters to follow specified conduct in compliance with “fair dealing” requirements.
08.01.12
CFPB’s QM Rulemaking
Derchert’s analysis of the Consumer Financial Protection Bureau’s process of defining the Qualified Mortgage rule.
07.30.12
HUD Initiates Distressed Asset Stabilization Program
K&L Gates analyzes the Department of Housing and Urban Development’s Distressed Asset Stabilization Program, asking whether it is “salvation or sound bite?”
07.23.12
CFPB’s One-Year Anniversary
K&L Gates provides a first year retrospective of the Consumer Financial Protection Bureau.
07.19.12
CFPB Proposes HOEPA Rule
K&L Gates analyzes the Consumer Financial Protection Bureau’s Home Ownership and Equity Protection Act proposed rule as proposed by the Dodd-Frank Act. K&L Gates asserts that the proposed rule may restrict consumer credit.
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